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Here at Crete Properties For You we are totally committed and dedicated to offer you the best possible customer service helping you through what should be an exciting time.
Our aim is to inform you and advise you, to build a trustworthy relationship, and ultimately to provide you with your ideal property.
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Useful info
We offer solutions for everything concerning Real Estate in Crete. Use the following links for more information.
Sell your property
Do not hesitate to trust our real estate office. We can advise you and offer you the benefits of our marketing strategies to help you sell your property in the best time.
Buy property
Prices of properties in Crete are in Euro and generally do not include lawyer fees, notary and registration fees, transfer tax and estate agency fees.
Non-EU Citizens
The Greek Government offers residence permits to non-EU citizens who buy real estate in Greece worth more than 250.000 Euros.
Lawyer in Crete
Legal support for the purchase of Real Estate in Crete that will help you complete your property deals quickly, feeling secure and confident.
Useful links
We are regularly out on the web. When we find a useful site we list it here for you. Select a URL from the categorised list of links provided in the useful links page.
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Prestigious Real Estate Associations
Frequently Asked Questions
Answers to questions most commonly asked by buyers and sellers of property in Crete.
Property & Tax FAQs
Is property ownership secure in Crete?
The Registry of Mortgages is the State authority charged with securing property ownership. All property titles are held, and all encumbrances registered, there. Property is filed under the owner’s name; lawyers/attorneys are entitled to check under the name of any individual or organisation. A thorough property title search here will uncover any/all extra hidden claims, covenants or charges attached to the property; it will also confirm the proper previous transfer of the property. This must always be done as part of the transactional process.
Who can purchase property in Greece/Crete?
EU citizens
Generally speaking, all EU citizens have the right to purchase property in Greece/Crete.
Non-EU citizens
Generally, Non-EU citizens have the right to purchase property in Greece/Crete. For details of current regulations, contact the Greek consulate or embassy in your home country.
Residence Permits for Non EU citizens
Greece can grant residence permits, for Non-EU citizens and their families with the acquisition of property worth more than 250.000 Euros [Read more]
Am I required to purchase property in my own name?
Not necessarily. You can purchase property in joint name, with spouse and/or other third parties, in the names of children, legal heirs or a company.
Do I need a Greek Tax Registration?
Yes. Anyone purchasing a property is required to have a Greek Tax Registration Number. You should apply to the local (Greek) tax office, with your passport/ID and sometimes birth certificate. Your appointed solicitor can make the application on your behalf, if you have granted him/her Power of Attorney.
Can I obtain a mortgage in Greece?
Yes. Each bank or financial institution may have its own stipulated requirements of the applicant; but generally, with your passport/ID, you will need to provide proof of earnings (P60’s, payslips or tax returns if self employed) for 2-3 years. You should also bear in mind that you must be able to pay all closing costs before the bank will release any funds.
Legal & Financial FAQs
What is a Notary Public, and do I need one?
The Notary Public is a lawyer who represents the Greek government in the property purchase transaction. You must appoint a Notary or you will not be able to legally purchase a property. It is his/her responsibility to process and certify the transaction. He/she will draw up all the necessary legal documentation. The contracts must be signed in the presence of the Notary who must be happy that they have been read and understood by all parties.
Do I need a lawyer?
It is highly recommended to have legal representation throughout the transaction. Your lawyer is also responsible for carrying out the necessary legal surveys and property title search.
Do I need a Greek bank account?
Yes. You need a Greek bank account for the transfer of funds. Among other things this account shows that the money has come from an external country; and so is not subject to local taxation. Opening an account is usually easy. You will need to show your passport/ID and tax registration. It takes no time at all, and you are not required to make an opening deposit on the day.
Am I required to sign the contract personally?
Not necessarily. If you wish, your solicitor can sign on your behalf if you have granted him/her Power of Attorney.
What and how much are ‘closing costs'?
Closing costs include all legal expenses, fees and taxes. There is no set figure for this; but it is generally prudent to budget for an additional 9 – 12% as a guide for total purchase costs. You or your appointed representative should clarify this at the earliest opportunity.